Chapter 7 Bankruptcy Attorney In San Diego, California
Is Chapter 7 Bankruptcy Right for Me?
Joshi Law Group in California, is highly proficient in handling Chapter 7 bankruptcy cases. This type of bankruptcy allows for the discharge of many types of debts, including payday loans, medical bills, credit cards, personal loans, repossessions, among others. Many Chapter 7 filers can retain their homes and vehicles, provided they continue with timely payments. Filing for Chapter 7 bankruptcy can also put an immediate stop to lawsuits, garnishments, and frozen bank accounts, alleviating immense stress for the debtor. However, adherence to several strict requirements is necessary, making it advantageous to have a well-versed Chapter 7 attorney by your side. Joshi Law Group in California boasts a robust record of assisting clients to restart their financial lives successfully. For more details on how we can support your journey, we invite you to initiate a conversation with our bankruptcy law firm today.
Contact Joshi Law Group to schedule a consultation with a lawyer today at 619-332-2784
Are There Any Types of Debt Chapter 7 Doesn’t Cover?
At Joshi Law Group in San Diego, California, we are respected attorneys in the field of bankruptcy law. Regrettably, Chapter 7 bankruptcies do not eliminate all kinds of debt. Liabilities such as unpaid income taxes, child or spousal support, or student loans are not discharged under Chapter 7. For these, you'll need to explore alternative payment arrangements. However, filing a Chapter 7 bankruptcy for your other debts can aid in liberating more funds to manage these non-dischargeable debts. Thus, it's crucial to collaborate with a lawyer who is well-versed in bankruptcy law. Deepalie Milie Joshi from Joshi Law Group can sit with you to help formulate a plan to navigate your path out of debt. Arrange an appointment with the dedicated team at Joshi Law Group today!
What Are Some of the Requirements for a Chapter 7 Bankruptcy?
Navigating the realm of Chapter 7 bankruptcy can be complex and overwhelming. It involves a means test to assure the court that your income is insufficient to reasonably manage your debts. Additionally, you are required to undertake financial counseling in the six months preceding your filing. To guide you through these prerequisites and ensure the correct filing of paperwork, a consultation with a California-based bankruptcy attorney like Deepalie Milie Joshi is crucial. The team at Joshi Law Group can help expedite the process, setting you on the path to financial liberation. Initiate your journey today, reach out to our attorneys.
Disclaimer: We are a debt relief agency. We are attorneys who help people file for bankruptcy relief under the bankruptcy code.