San Diego Bankruptcy Lawyers

If you’re struggling with overwhelming debt impacting your credit report in San Diego and need legal aid to get out of it and get a fresh start, the Joshi Law Group in San Diego knows bankruptcy law and is here for you. We offer knowledgeable and experienced representation in numerous legal areas with a strong focus on bankruptcy law and debt settlement. Our other areas of practice include business (big or small business), real estate, and litigation matters. (Acknowledged as a Rising Star by Super Lawyers)

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We Know San Diego Bankruptcy Law

When you need an experienced San Diego bankruptcy attorney who thoroughly knows the ins and outs of bankruptcy legislation – give us a call! At Joshi Law Group, we have filed hundreds of bankruptcy cases in San Diego and understand the often-complicated rules that govern it. We’ll work with you to make sure your paperwork is complete, accurate, and up-to-date for filing. A very knowledgeable attorney will also provide legal aid to help you determine whether or not the option to file bankruptcy is right for you or if there are other non bankruptcy alternatives available.

Contact an experienced San Diego bankruptcy attorney at Joshi Law Group today for a free consultation! Unlike many other law offices, we are here for you.

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Filing Bankruptcy in San Diego County


We assist with all aspects of bankruptcy law, from understanding whether filing is right for you and how it works to preparing and filing documents, the filing fee, representing you at bankruptcy court hearings, disputing creditor claims, and more. We can also assist with loan modifications, foreclosures, garnishments, repossessions, and collection actions. So if you’re dealing with creditor harassment, like harassing phone calls from a collector, or any other form of debt, or looking for a way to save your home from foreclosure, our bankruptcy attorneys in San Diego can help. A bankruptcy lawyer will protect your rights and work with you to develop a custom plan to help you get the relief you need.

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Exceptional Representation from a San Diego Bankruptcy Lawyer

At our San Diego bankruptcy law center, we believe that everyone deserves access to quality legal representation when it comes to financial difficulties. That’s why our team of bankruptcy attorneys are committed to providing our clients with the best service and care.

Utmost Confidentiality & Respect from a San Diego Bankruptcy Attorney

Our law firm understands that financial management problems can be a sensitive issue, so we always strive to ensure our clients feel comfortable discussing their bankruptcy case. We give a personal guarantee of the utmost respect and confidentiality when handling your bankruptcy case.

Compassionate San Diego, California Bankruptcy Attorneys

Our bankruptcy law attorneys in San Diego understand that filing bankruptcy is not an easy decision to make. That’s why every lawyer at our Joshi Law Group works hard to provide our clients with compassionate, understanding counsel throughout the process and bankruptcy proceedings.

Filing Bankruptcy Doesn’t Have To Be Scary

At Joshi Law Group, our San Diego bankruptcy attorneys understand that most people dealing with debt collectors or declaring bankruptcy can be stressful, time consuming, and seem overwhelming. That’s why we strive to provide the best strategy legal services in San Diego County with a friendly and compassionate approach to help you achieve a fresh start. Our team of experienced bankruptcy attorneys has represented hundreds of bankruptcy filers over the years and understands the nuances of the law when it comes to Chapter 7 bankruptcy and its means test, Chapter 13 bankruptcy, or Chapter 11 bankruptcies.

People filing for bankruptcy isn’t a scary process with a Joshi Law Group bankruptcy attorney on your side. Our law firm can help you every step of the way through the bankruptcy process from the person filing a bankruptcy petition, to the filing fee, and to settlement; offering personalized advice tailored to your unique needs and financial difficulties. Whether you’re considering debt settlement, bankruptcy discharge, or debt consolidation for credit card bills or medical debt, credit counseling, a re-payment plan, or other more traditional forms of bankruptcy protection – with your best interest in mind, we’ve got you covered and can get your back to financial freedom! No matter your status of being a citizen, immigration law does not effect whether you can still file bankruptcy. We’re the lawyer in San Diego to help you make sense of the legal options available so that you can choose the best path for your brighter future financially.

Reach out to a qualified lawyer at the Joshi Law Group outside of downtown San Diego, California today at 619-822-7566. Our experienced and compassionate consumer bankruptcy attorneys can help guide you through the whole process of filing for bankruptcy, bankruptcy cases overall, dealing with medical bills, making payments, or other ways you owe money such as a rent payment, and beyond.

  • Bankruptcy
  • Business Disputes & Litigation
  • Real Estate Law
  • Business Formation & Formalities

3 Years of Practicing

Bankruptcy Legal Services

The Best Bankruptcy Lawyer in San Diego, CA

At Joshi Law Group in San Diego, our law firm strives to provide a stress-free environment to make the bankruptcy process as easy and comfortable as possible. We understand that declaring bankruptcy, or filing a bankruptcy petition, can be an overwhelming and emotional experience, so a bankruptcy attorney is here to help you every step of the way, through the entire process. Our goal is to ensure that you have all the information needed to make an informed decision and that your bankruptcy case is handled efficiently and professionally.

Our law firm believes in providing each client in their best interests with personalized legal advice, and credit counseling, as all financial difficulties are unique. An experienced bankruptcy attorney at our law firm will work with you to come up with the best legal options and bankruptcy solutions available to you with a possible payment plan for certain financial situations, and then guide you through the entire process. Pick up the phone and dial 619-822-7566 for a consultation at no cost (without legal fees such as attorney fees) with a qualified San Diego bankruptcy attorney at Joshi Law Group!

Personal Bankruptcy

Finding Financial Freedom And A New Start Through Personal Bankruptcy Protection.

Business Bankruptcy

Experienced Guidance In Business Bankruptcy, Bankruptcy Petition, And Debt Relief.

Business Law

Experienced Business Lawyers Ready To Help You Grow. We help both big and small business

Representation For Creditors

Protecting Your Business Rights with Credit Counseling In Issuing & Collecting Debts.

Bankruptcy Litigation & Appeals

We Represent Defendants & Plaintiffs With Bankruptcy Cases.

Asset Planning & Protection

Plan For Your Future & Protect Your Assets With Our Help.

Millie was recommended to me by a friend and was THE best attorney I could have asked for. She explained every step of the process in great detail, was timely and on top of everything. She was very friendly and professional. She has a very strong work ethic and very knowledgeable. She stayed on top of my case from start to finish and always kept me informed via email and phone calls. The day of my bankruptcy court date she told me exactly what to expect and walked me through each step so I was prepared. I highly recommend her.
Theresa V.
I was a Marine and Military Police for 26 years and a drug and alcohol counselor for about 35 years. I had numerous contacts with the legal establishment. When I needed a lawyer recently, I contacted her group. She personally is one of the very best that I have observed or been in contact with. Calm, personable and knowledgeable, she quickly accessed my problem and offered solutions for my consideration. No pressure, but sound advice. I would highly recommend her services to any of my family and friends without reservation.
William W. Kenner, Jr.
It was pleasure working with Milie on my case. Opposition filed for bankruptcy and complicated our purchase. Milie was on top of case and provided great services and communication. She informed me on time about when the case was dismissed so I was able to purchase the property as I was interested.
Jay Goyal
The Joshi Law Group is a compassionate group of lawyers that will work diligently with you to help

We are extremely proud of our Law Firm’s achievements

Since the very start, Deepalie Milie Joshi has set the bar high for bankruptcy law firm practices in San Diego, California while being recognized by Super Lawyers as a Rising Star.

Whether it be regarding a struggle with debt or help with business law – we get it right the very first time for your fresh start. You deserve only the best bankruptcy lawyer team in San Diego!

2022

Rising Star

SuperLawyers.com

2021

Rising Star

SuperLawyers.com

2020

Rising Star

SuperLawyers.com

2019

Rising Star

SuperLawyers.com

2020

Best Bankruptcy

Expertise.com

2017

Best Of The Bar

SD Business Journal

2016

Best Of The Bar

SD Business Journal

2015

Best Of The Bar

SD Business Journal

Team Members

We’d like to introduce our wonderful team members

As a bankruptcy law firm in San Diego we are better placed to respond quickly to our local clients’ needs and provide excellent service so you can begin rebuilding. We pride ourselves on not just being best bankruptcy attorneys for our clients, but also a personal guarantee we’ll be their biggest cheerleaders!

Deepalie Milie Joshi
Deepalie Milie Joshi Esquire

Managing Attorney / Owner

Geoffrey E. Marr Esquire

Of Counsel

Nathalia Wandenkolken

Paralegal

Fluente en Português
Samantha Escobar

Paralegal
Habla Espanol

Cecilia Martinez

Paralegal
Habla Espanol

Thomas Basham

Law Office
Manager

Get A Fresh Financial Start, Completely Debt Free

Our San Diego office knows that dealing with unsecured debt, wage garnishment, and being unable to pay creditors can be an upsetting and frustrating time, especially with how an interest rate can be relentless, but debt relief can change that. Our incredibly good Bankruptcy attorney team has successfully assisted hundreds of clients to get back on their feet financially through debt relief solutions such as credit counseling course, Chapter 7 Bankruptcy, the Chapter 7 means test, Chapter 11, and Chapter 13 Bankruptcy filings, and other bankruptcy case alternatives.

Our knowledgeable team of bankruptcy lawyers in San Diego understands the whole process of filing for bankruptcy and will guide you every step of the way to your new clean slate. We provide personalized advice tailored to your unique financial situation. Our bankruptcy lawyers’ goal is to help you rebuild a secure financial future so that you can experience freedom from debt and other financial issues.

If you are looking for a fresh start, our law firm has the means to get you there in San Diego, CA

Contact our San Diego bankruptcy attorneys to learn more about how we can help you become debt free with a fresh start. Simply call us 619-822-7566 to get started where a free consultation can be about an hour depending on the details! We can help you explore your options on the phone or in person to determine the best course of action for your unique situation.

At the Joshi Law Group, our bankruptcy attorneys make it easy to settle your financial situation once and for all

Call A Qualified Bankruptcy Attorney Today

We understand the feeling of being overwhelmed with debt or creditor persecution and we are here to help you. Contact a bankruptcy attorney at Joshi Law Group in San Diego for free consultations for legal issues today. Our consumer bankruptcy attorneys can help you understand your options and find the best solution for your individual situation. We will work hard to give you the fresh start that you deserve. Contact us today and let us help you take control of your financial difficulties and craft a brighter future.

We strive to ensure that every client receives personalized advice from a bankruptcy lawyer that is tailored specifically to their unique financial situation or bankruptcy case whether it be debt with credit cards or something else. Our goal is to provide those in San Diego who are filing bankruptcy with the best guidance possible so they can experience freedom from debt, begin rebuilding, and get a fresh start with a new chapter of their lives and good credit.

Call an expert bankruptcy attorney in San Diego at 619-822-7566 and let us show you what we can do! Together, we can work towards a clean slate and finding the best solution for your current financial situation. Let’s get started right away by scheduling your free consultation!

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Frequently Asked Questions

Bankruptcy is a legal process that provides individuals or companies who are unable to pay off most debts they have accumulated, including things like medical bills, with an opportunity to get their finances back on track and their checking and savings accounts out of a rut. It’s not easy, but it can can be the best option for those drowning in debt. When debt becomes unmanageable, sometimes bankruptcy is the most responsible option. When life happens, reach out to a bankruptcy lawyer at Joshi Law Group in San Diego today!

Bankruptcy is a complex process that can be extremely beneficial in some cases, while causing serious financial repercussions in others, such as a credit report. There are different types of bankruptcies available, depending on the individual’s financial circumstances and level of debt. There are many opportunities out there to take a credit counseling class and improve in the long run.

Chapter 7 bankruptcy is a type of bankruptcy filing that allows you to liquidate certain assets in order to pay back creditors. This process is overseen by a bankruptcy trustee who evaluates your finances and determines which assets must be sold off in order to pay the debt. Once approved by the court, the trustee will then distribute funds from the liquidation of those assets to the creditors.

If you have a steady household income, Chapter 13 is another option to file for bankruptcy, but allows you to keep your personal property such as a car or home, by using a repayment plan. This repayment plan is created by us, with the help of a bankruptcy trustee, and must be approved by the court. Under this plan, you are able to make payments on your debts through wage garnishment or regular deductions from your bank accounts.

If you are a big or small business seeking bankruptcy, Chapter 11 bankruptcy allows businesses (and sometimes high net worth individuals) to seek debt relief and protection from their creditors by reorganizing the business and its debts. However, it is the most complex, expensive type of bankruptcy in the U.S. Bankruptcy Code.

If you were searching for “personal bankruptcy lawyers near me,” in San Diego, CA, you’ve come to the right bankruptcy law center! A bankruptcy lawyer is an individual who provides clients with certified legal counsel regarding their financial obligations and situation. They are responsible for preparing required financial documents, representing them in court, disputing improper creditor claims as well as providing advice to help guide the client towards a successful resolution of any issues they experience. This role requires expertise through formal education, successful licensing proceedings, and years of experience.

Bankruptcy law is governed by it’s own separate court and rules– the Bankruptcy court and the Bankruptcy code. The best bankruptcy attorney in San Diego should understand both very well.

When considering filing for personal bankruptcy, it’s important to understand the requirements and how important is it to have legal representation. Depending on the type of bankruptcy you are hoping to file, there are different eligibility requirements such as a filing fee. For example, when filing a Chapter 7 bankruptcy you must pass a means test to demonstrate your inability to pay off debts in full, with some bankruptcy exemptions. A means test helps the court to determine is you are permitted to file for this chapter.

Chapter 13 bankruptcy requires an average income that is sufficient enough to afford a payment plan distributed over a designated period of time, such as monthly payments, which is one option. This can help pull you out of a situation where you have missed a good deal of mortgage payments. Not all debts are acceptable reasons to file bankruptcy, there are debts that you can still be responsible for, which include child support, alimony, etc. (which have their own particular payment plans.) Consult with one of our lawyers.

Bankruptcy is a very serious debt relief solution and unfortunately, it has a long-term effect on one’s credit. But this may be a means of saving small businesses from financial strain. When a consumer declares bankruptcy, it remains on their credit report for 7-10 years after filing. During this time, it may seem like things aren’t going well, but we can help you throw those fears and anxieties out! This doesn’t have to seem like the end of your personal finances or that of small businesses. Here at Joshi Law Group, we’ll get you back on track and making payments to better your credit report!

Yes, it’s important to have a San Diego bankruptcy lawyer assisting you in filing for bankruptcy in San Diego County. If you were to represent yourself as pro se filers, you may miss critical information to assist you in the process. So don’t go to a bankruptcy self-help center and let us represent you on your behalf. A qualified and experienced bankruptcy attorney from our law firm will be able to help you understand the whole process as well as your rights and responsibilities. A bankruptcy lawyer can help you determine if chapter 7 bankruptcy is right for your financial situation, helping guide you through paperwork and filing it on your behalf. They can provide advice on how to negotiate with creditors and help you plan for the future and keep you on track financially. In short, having a San Diego bankruptcy lawyer is an invaluable asset when considering filing for bankruptcy in San Diego County. Get a free consultation today!